It's A Great Day At Davis Real Estate, Inc.

Buyers

Today, more than ever, home buyers need representation.  A buyer’s agent is held to high standards by committing to put their client’s interest above all others.  A Davis Real Estate, Inc. agent is there to “serve” not “sell”. 

Davis Real Estate, Inc. real estate professionals can represent you every step of the way. The benefits to our clients are immeasurable – consider these:

Buying a home is no small matter. Besides being the largest financial transaction you may ever undertake, it’s probably also the most complex. There are many good reasons to work with a qualified real estate professional—especially a trained professional who has earned the Accredited Buyer’s Representative (ABR®) designation, representing best-in-class buyer services.

When you look for an ABR® before you look for a home, you’ll be served, not sold. Your interests become their interests. And you’ll be working with someone who has gone the extra mile by completing specialized training in delivering the best in buyer-representation services. Plus, a REALTOR® who has an ABR® Designation also has an established track record, with proven experience in representing the concerns of homebuyers.

A buyer’s representative (or simply buyer’s rep) is a licensed real estate professional who represents prospective homebuyers in their transaction. If you’ve signed a buyer’s rep agreement with a buyer’s rep, you can expect him or her to:

• Understand your specific needs and wants, and locate appropriate properties.
• Assist you in determining how much you can afford (pre-qualify your mortgage).
• Preview and/or accompany you in viewing properties.
• Research properties, to identify any problems or issues you should consider.
• Advise you in formulating your offer.
• Help you develop your negotiation strategy.
• Provide a list of potential qualified vendors (such as inspectors, attorneys, lenders, etc.) for other related services that may be needed.
• Keep track of all the details throughout the entire transaction—to closing and beyond.
• In other words, a buyer’s rep should make your home buying experience go as smoothly and successfully as possible.

But not all buyer’s reps are equal. A buyer’s rep who has earned the Accredited Buyer’s Representative (ABR®) REALTOR® designation has made an extra effort to raise the bar, with additional training and experience in serving you, the homebuyer. If you work with an ABR®, you can feel more confident that you’ll receive the highest level of buyer-representation services.

Click here to review a broker/buyer business relationship agreement.

Click here for more about buyer agency.

If you would like to contact a Realtor, click here.

 What should you do before you start looking for a new property?

• Check your credit score. To do so, click here.

• Get pre-qualified or contact us to get pre-approved.

• Figure out how much you can put down on a house, and think of a monthly budget that will be comfortable for you. Check out current mortgage rates here.

• Think of some important features you would like your property to have.

• If you're relocating, click here to find the cost of living in your new area.

• Contact us for any help throughout these steps, and then the fun starts! We'll start viewing properties together and we'll help you from day one, until closing, and beyond!

What Closing Costs should you Expect?

• Escrow: this is due when you sign the sales offer.

• Insurance: this includes title insurance as well as homeowners insurance.

• Lender Fees: includes the charges for the application, all of the preperation, underwriting, processing, as well as the appraisal.

• Home Inspections: for your property, wood destroying organisms, and radon.

• Transfer Tax: lastly, 1% of the sales price for transfer tax.

Find out how much your closing costs will be by contacting us here. 

Prequalified vs. Preapproved

Prequalified is based on a lender’s opinion – preapproved is based on verification of information.  Being preapproved means you can close sooner and enhances your negotiating position as a buyer.  Here is information your lender will require for pre-approval:

Pre-Approval Checklist

Income:                                               

þ     Most recent month’s pay stubs

þ     Most recent year’s W-2

þ     New employment? Bring offer letter or contract

þ     Self employed? Most recent year’s tax return

Debts:

þ     Account numbers

þ     Account balances

þ     Monthly payment

þ     Child support/alimony - amounts

Miscellaneous:

þ     Address for past 3 years

þ     Landlord/lender name, address, phone – past 3 years

þ     Employer name, address, phone – past 3 years

þ     Most recent bank statements for checking/savings

þ     Most recent bank statements for investment accounts

To Pre-qualify or learn about getting pre-approved, click here. 

To use our Mortgage Calculators and information on financing your new home, click here.

If you would like to figure out your credit score, click here. 

When you're ready to start your search for a new property, click here.

We will provide you with a free Market Snapshot in Clinton and Lycoming Counties! See listed vs. sold prices, see market trends, get school information, community information and more!

Here is a preview of what you will receive:

For your Market Snapshot, click here. 

Extras:

• We would like to offer you a 10% off coupon for Lowes just for stopping by!

Click here to get your Lowes discount!

• Each month we will provide you with a new HGTV tip!

Click here for this months HGTV tip! 

• Our moving truck is available for Davis Real Estate, Inc. buyers!

Click here for more information about our moving truck!

• We want all of our Buyers to have an easy move so we've offered you some Moving Resources!

Click here for our moving resources!

• Need some help finding your Dream Home? Let our agents help you!

Click here to let us help you find your dream home!

If you would like to contact a Realtor, click here.